1. Acceptance of Terms
By using ToniFinance.com, you agree to comply with and be bound by these Terms of Service. If you are using the website on behalf of a company or entity, you represent that you have the authority to bind that entity to these Terms.
2. Changes to These Terms
We reserve the right to modify or update these Terms at any time, without prior notice. Any changes will be posted on this page, and the updated Terms will become effective immediately upon posting. You are responsible for reviewing these Terms regularly. Continued use of the Services after any changes have been posted constitutes your acceptance of the revised Terms.
3. Use of the Website
You agree to use the Services in compliance with all applicable laws and regulations. You may not:
- Use the website in any unlawful, harmful, or fraudulent manner
- Engage in any activity that could damage, disable, or impair the functionality of the website
- Attempt to gain unauthorized access to any part of the website, user accounts, or networks connected to the website
- Use any automated system, including robots, spiders, or data mining tools, to extract data from the website without permission
- Post or transmit any content that is illegal, defamatory, offensive, or infringes on the rights of others
4. Account Registration
To access certain features or services on the website, you may need to create an account. When registering an account, you agree to:
- Provide accurate, current, and complete information
- Keep your account information up to date
- Maintain the confidentiality of your account login credentials
- Notify us immediately of any unauthorized use of your account
You are responsible for all activity that occurs under your account.
5. Content on the Website
The content provided on ToniFinance.com, including but not limited to articles, tools, financial calculators, videos, and other resources (“Content”), is for informational purposes only. The Content is not intended as financial advice, investment recommendations, or professional guidance. Always consult a qualified financial advisor before making any financial decisions.
We make no representations or warranties regarding the accuracy, reliability, or completeness of the Content. You use the Content at your own risk.
6. User-Generated Content
If you submit any content (such as comments, reviews, or posts) to the website, you grant ToniFinance.com a non-exclusive, worldwide, royalty-free, perpetual license to use, display, modify, or distribute that content in connection with the operation of the website. You agree not to submit content that is:
- Infringing on the intellectual property rights of others
- Obscene, defamatory, or discriminatory
- Promoting illegal activities or violating the law
We reserve the right to remove or edit any content that violates these Terms or is otherwise objectionable.
7. Intellectual Property
All content, logos, trademarks, designs, and other materials available on ToniFinance.com are the property of ToniFinance.com or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not use, copy, modify, distribute, or create derivative works of any such materials without prior written permission.
8. Disclaimer of Warranties
The Services are provided “as is” and “as available.” ToniFinance.com makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content, features, or services on the website. We do not warrant that the website will be error-free, secure, or uninterrupted.
To the maximum extent permitted by law, ToniFinance.com disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
9. Limitation of Liability
In no event shall ToniFinance.com, its affiliates, partners, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or business opportunities arising from your use of the Services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising out of or relating to these Terms or your use of the Services shall be limited to the amount you have paid to us, if any, for the specific service or product that gave rise to the claim.
10. Indemnification
You agree to indemnify and hold harmless ToniFinance.com, its affiliates, employees, officers, and agents from any claims, damages, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising from your use of the website or violation of these Terms.
11. Third-Party Links
The website may contain links to third-party websites. These links are provided for your convenience and do not imply endorsement of the content on those websites. We are not responsible for the content, privacy practices, or terms of service of any third-party websites.
12. Termination
We may suspend or terminate your access to the website at our sole discretion, with or without notice, if you violate these Terms or for any other reason. Upon termination, your right to use the website will cease immediately, and you agree to stop using the Services.
13. Privacy
Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
14. Governing Law
These Terms and any disputes arising from them shall be governed by and construed in accordance with the laws of [Insert Country/State], without regard to its conflict of laws principles.
15. Dispute Resolution
Any disputes, claims, or controversies arising out of or relating to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of [Insert Arbitration Organization]. The arbitration shall take place in [Insert City/State], and the decision of the arbitrator shall be final and binding.
16. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
17. Contact Information
If you have any questions or concerns about these Terms of Service, please contact us at:
ToniFinance.com
[Insert Contact Email Address]
[Insert Contact Phone Number]
